How to get a Citibank bank statement
- Sign in to citi.com and open the account activity page.
- Click Download and pick CSV or PDF.
- Save the export and upload it to Karchu.
What is a Citibank bank statement
A Citibank bank statement is the official record of every transaction posted to your Citibank account during a given period, along with the opening and closing balance. It is the same document your lender, landlord, or accountant will ask for when they need proof of income, proof of address, or documentation for a bank statement loan or mortgage. A Citibank statement typically covers one month, but you can export any custom date range from online banking.
What Karchu does with your Citibank data
Once the file is uploaded, Karchu extracts every transaction, normalizes the columns, and applies rule-based categorization. You see a dashboard within seconds with total income and expenses, category breakdown, top merchants, recurring subscriptions, and any anomalies worth a second look. Every categorization is explainable, so if a transaction lands in the wrong bucket you can open the rule that decided it and edit it once. The change applies retroactively across every Citibank statement you upload.
Citibank statement to Excel and CSV
Karchu works as a Citibank PDF to Excel converter and a Citibank statement to CSV converter. Upload a scanned or digital PDF and download a clean spreadsheet with dates, descriptions, amounts, and categories in separate columns, ready for QuickBooks, Xero, or your own workbook. There is no signup required to try a single statement, no bank login, and no aggregator like Plaid.
Citibank export notes
Citibank CSVs use separate Debit and Credit columns. Karchu merges them into a signed Amount column while preserving the raw values in the export.
Common uses for a Citibank statement analyzer
- Preparing 3 month or 6 month bank statements for a mortgage or bank statement loan application.
- Using a Citibank statement as proof of address or proof of income.
- Reconciling a Citibank account against a business ledger or a personal budget.
- Separating business and personal expenses from a single Citibank account.
- Tracking recurring subscriptions and finding forgotten charges.
- Building a monthly cash flow view from raw Citibank transactions.
Privacy for Citibank statements
Karchu never asks for your Citibank online banking password and never uses a bank aggregator. CSV and Excel files are parsed in your browser before anything is saved. Saved data lives in a private workspace protected by row-level security. See the security page for details.
Frequently asked questions about Citibank statements
How do I get a Citibank bank statement online?
Sign in to Citibank online banking, open the account, choose Statements or Export, pick a date range, and download the PDF, CSV, or Excel file. The exact steps for Citibank are listed on this page.
Is a Citibank bank statement proof of address?
Yes. Most landlords, government agencies, and lenders accept a recent Citibank statement dated within the last three months as proof of address, as long as it shows your full name and current address.
What does a Citibank bank statement look like?
A Citibank statement includes a header with your name, address, account number, and statement period, followed by a transaction table with date, description, amount, and running balance, and a summary of opening and closing balance plus total credits and debits.
Can I use a Citibank statement for a mortgage or bank statement loan?
Yes. Bank statement loans use 12 to 24 months of Citibank statements to verify income for self-employed borrowers. Karchu can summarize deposits, average monthly income, and recurring expenses across a full set of Citibank statements in one view.
Does Karchu need my Citibank online banking password?
No. Karchu never asks for your Citibank login and does not use a bank aggregator. You upload the statement file directly and Karchu parses it locally in your browser before anything is saved.
Can Karchu convert a Citibank PDF statement to Excel or CSV?
Yes. Upload any Citibank PDF, scanned or digital, and Karchu returns a clean spreadsheet with date, description, amount, and category columns ready for Excel, Google Sheets, QuickBooks, or Xero.