Bank statement analysis for small businesses

The problem

Full accounting suites are overkill until they are not. Meanwhile the business needs to see cash flow, know which vendors are quietly eating margin, catch a subscription price jump, and hand something clean to the accountant at year-end.

How Karchu helps

Karchu covers the analysis layer without asking you to migrate your entire back office. Upload business statements, get a real cash-flow view, see which vendors and categories are trending, and export clean data whenever your accountant or lender asks for it.

Recommended workflow

1. Create a Business workspace and invite team members with role-based access.
2. Upload business bank and credit card statements every month.
3. Review the dashboard: cash flow, top vendors, category drift.
4. Investigate anomalies before they become surprises.
5. Export categorized data to CSV or Excel when needed.

What users say

We caught a vendor price increase in month two instead of month twelve. That alone paid for the year.

Related pages

• Bank statement analyzer overview
• Automatic transaction categorization
• Pricing
• Other use cases