The problem
Full accounting suites are overkill until they are not. Meanwhile the business needs to see cash flow, know which vendors are quietly eating margin, catch a subscription price jump, and hand something clean to the accountant at year-end.
How Karchu helps
Karchu covers the analysis layer without asking you to migrate your entire back office. Upload business statements, get a real cash-flow view, see which vendors and categories are trending, and export clean data whenever your accountant or lender asks for it.
Recommended workflow
- Create a Business workspace and invite team members with role-based access.
- Upload business bank and credit card statements every month.
- Review the dashboard: cash flow, top vendors, category drift.
- Investigate anomalies before they become surprises.
- Export categorized data to CSV or Excel when needed.
What users say
We caught a vendor price increase in month two instead of month twelve. That alone paid for the year.