Starter
$9/mo
30-day free trial
For individuals getting started
- Up to 3 users
- 100 documents/mo
- 500 MB storage
- Statement reading with OCR fallback
- Basic categorize
- Csv export
- Email support
Pricing that scales with you
Every paid plan starts with a 30-day free trial. No card charged until the trial ends. Cancel anytime.
Pro
$29/mo
30-day free trial
For small teams and power users
- Up to 10 users
- 1000 documents/mo
- 5000 MB storage
- Ask Karchu, answers backed by your rows
- Automatic insights and unusual spend
- Financial health score
- Configurable smart alerts
- Tax oriented expense reports
- Statement reading with OCR fallback
- Advanced ocr
- Ai categorize
- Basic categorize
- Csv export
- Email support
- Pdf export
Business
$99/mo
30-day free trial
For growing businesses
- Up to 50 users
- 10000 documents/mo
- 50000 MB storage
- Ask Karchu, answers backed by your rows
- Automatic insights and unusual spend
- Financial health score
- Configurable smart alerts
- Tax oriented expense reports
- Multi condition advanced rules
- Custom categorization rules
- Multi entity consolidated reporting
- Invoices, bills and payout reports
- QuickBooks, Xero, Zoho and Tally exports
- API and MCP access
- Statement reading with OCR fallback
- Advanced ocr
- Ai categorize
- Basic categorize
- Csv export
- Pdf export
- Priority support
Prices in USD. Taxes calculated at checkout. Cancel anytime from Settings, Billing.
Paying from India? Set your country to India in your profile and checkout switches to rupees, which most Indian debit and credit cards accept as a domestic payment. Cards from anywhere else are charged in USDand need online or international payments enabled by your bank. Google Pay, Apple Pay and Link are also available at checkout.
How Karchu pricing works
You pay for the work Karchu does: reading statements, turning them into clean rows, categorizing them, and keeping the history ready for reports and exports. The two numbers that matter are documents per month and seats per workspace.
Start your trial
Every paid plan begins with 30 days free. No card is charged until the trial ends.
Upload a statement
One file equals one document, no matter how many pages it has. Retries do not use a second document.
Review and categorize
The same parsing engine and categorization rules run on every plan. Accuracy is never gated.
Scale as needed
Upgrade or downgrade anytime. Yearly billing saves about two months across the year.
Which plan fits your situation
Freelancer or sole trader
Recommended: Starter
One or two accounts, a handful of statements each month, and the same exports and accuracy as every other plan.
See features →Small business or bookkeeper
Recommended: Pro
More documents, more seats, and higher-volume exports into QuickBooks, Xero, or your weekly spreadsheet model.
How it works →Larger team or practice
Recommended: Business or Enterprise
Multi-entity consolidation, advanced rules, accounting exports, SSO, and custom terms arranged with our team.
Contact sales →What the Business plan adds
Consolidated multi-entity view
See money in, money out, and net movement across every workspace you belong to, with each currency kept separate and every entity broken out.
Advanced rules engine
Combine conditions like description, counterparty, merchant, reference, amount, and direction. Test against real data before saving.
Accounting exports
Download files shaped for QuickBooks, Xero, Zoho Books, Tally, and generic ledgers, with saved category-to-account mappings.
Read more about the business workflow on the business accounting automation page.
Monthly or yearly
Yearly billing saves roughly 17% compared with monthly. Switch anytime and the unused portion is credited.
What the trial includes
Full document allowance, full seats, every export, AI OCR fallback, and MCP integrations. Cancel before the trial ends and you are not billed.
Costs you will not see
No setup fee, onboarding fee, surprise overage, or support charge. Exceeding your allowance is blocked before it happens.
Cancel and export
Cancel in two clicks. Your workspace stays active through the paid period, then becomes read-only so you can export everything.
Common pricing questions
Still unsure which plan to pick? Send us the details of your setup, or read how the parsing pipeline works and what each feature actually does before you decide.