Resources for reading, analyzing, and trusting your bank statements
A curated library of authoritative sources on personal finance, small-business bookkeeping, and financial-data privacy - alongside Karchu's own long-form guides. Everything below is worth bookmarking, whether you use Karchu or not.
Reading bank statements & personal finance
Regulator-grade explainers on what's on a statement and how to reconcile it.
- Consumer bank-account guides ↗Consumer Financial Protection Bureau
Plain-language guides to bank accounts, fees, and disputes.
- Save and invest - the basics ↗SEC / Investor.gov
Federal starter guide to budgeting and long-term saving.
- MyMoney.Gov ↗U.S. Financial Literacy and Education Commission
Cross-agency hub for saving, borrowing, and financial recovery.
- Everyday banking guides ↗MoneyHelper (UK)
UK-focused explainers on statements, direct debits, and switching.
Cash flow & small-business bookkeeping
Foundational material for freelancers and small teams reconciling monthly.
- Manage your finances ↗U.S. Small Business Administration
Cash-flow planning, taxes, and financial statements for SMBs.
- Recordkeeping for small business ↗IRS
What records to keep, for how long, and why.
- Business records if you're self-employed ↗GOV.UK
UK equivalent - the exact records HMRC expects.
Data privacy & handling financial files
Why you should care where a bank statement analyzer stores your data.
- What is GDPR? ↗gdpr.eu
Plain-English overview of the EU's data-protection baseline.
- California Consumer Privacy Act (CCPA) ↗California Attorney General
Your rights over personal data held by California-touching businesses.
- Gramm-Leach-Bliley Act - safeguards ↗FTC
The U.S. rule that governs how financial data is protected.
Karchu's own long-form guides
Deep dives written for the exact workflow Karchu supports.
- Convert a PDF bank statement to Excel - the honest guideKarchu blog
Every method, side by side, with the failure modes nobody mentions.
- How to analyze a bank statement (without losing a weekend)Karchu blog
A repeatable monthly routine for finding leaks in your cash flow.
- How to categorize bank transactions the right wayKarchu blog
Rule design that survives merchant renames and card reissues.
- How Karchu works, end to endKarchu
Upload → parse → categorize → export, with what happens at each step.
- Security & data handling at KarchuKarchu
Where your files live, who can see them, and how to delete them.
- Frequently asked questionsKarchu
Common answers on formats, pricing, and privacy.
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