Who uses Karchu
Karchu covers the bank statement analysis workflow that shows up in several different jobs. The core tool is the same; the workflow around it changes by audience.
- Freelancers
Bank statement analysis for freelancers
See income, categorize expenses, and be ready for taxes without a spreadsheet marathon.
- Accountants and bookkeepers
Bank statement analysis for accountants and bookkeepers
Faster reconciliation prep, clean categorized exports, and a workspace per client.
- Small businesses
Bank statement analysis for small businesses
Understand cash flow, spot vendor concentration, and stay on top of subscriptions without a full accounting suite.
- Mortgage and loan applicants
Bank statement analysis for mortgage and loan applications
Produce a clean, categorized 3-month or 6-month statement summary lenders and underwriters actually want to read.
- Landlords
Bank statement analysis for landlords
Track rental income, categorize property expenses, and produce a tax-ready summary per property.