For accountants and bookkeepers

Bank statement analysis for accountants and bookkeepers

Faster reconciliation prep, clean categorized exports, and a workspace per client.

The problem

Every new client shows up with a bag of PDF statements, mismatched CSVs, and no consistent categories. Getting a QuickBooks or Xero import ready is a manual data cleanup job before the actual bookkeeping starts. Multiply by every client and the month disappears into prep work.

How Karchu helps

Karchu is the pre-books step. Upload the client's statements, apply your rule set, and export clean CSVs or QBO/Xero-ready files. Each client gets their own workspace with roles that let the client view but not modify. Categorization rules you build for one client can be reused across others.

Recommended workflow

  1. Create a workspace per client. Invite the client with a view-only role.
  2. Upload every statement for the period.
  3. Apply or refine the categorization rules for the client's chart of accounts.
  4. Export to CSV, QBO, or Xero-ready format and import into the accounting system.
  5. Reuse the rule set across similar clients to compress future prep.

What users say

The retroactive rule edits are the killer feature. Fix a rule once and every past transaction moves.

Related pages

Bank statements this workflow supports

Curated bank pages with export steps, quirks, and format notes.

See all supported banks

30-day free trial
No credit card
Private, no bank aggregators
Editable rules
Personal and business workspaces
Export to CSV or Excel