Karchu vs Tiller
Tiller is popular with spreadsheet lovers - it pushes daily bank transactions into Google Sheets or Excel and lets you build the rest yourself. Karchu takes the opposite stance: it's a purpose-built app with dashboards, rules, and roles out of the box, so you don't spend weekends maintaining formulas. If you enjoy owning the spreadsheet, Tiller is great. If you want the answers without owning the spreadsheet, Karchu wins.
Feature comparison
| Feature | Karchu | Tiller |
|---|---|---|
| Live bank feeds | No | Yes |
| PDF statement import | Yes | No |
| OCR for scanned PDFs | Yes | No |
| Pre-built dashboards | Yes | Partial |
| Rule-based categorization | Yes | Partial |
| Team roles & sharing | Yes | Partial |
| Data lives in a spreadsheet | No | Yes |
| Export to CSV / Excel | Yes | Yes |
| Starting price | Free trial, then $9/mo | $79/yr |
| Best for | App with dashboards & rules | Spreadsheet-native workflows |
When Tiller is the better fit
- You love working in spreadsheets and want full control of every formula.
- You've already invested time in Tiller templates you want to keep.
- You want daily automated bank feeds directly into a sheet.
When Karchu is the better fit
- You want dashboards and reports without building them.
- You need PDF or scanned statement support - Tiller doesn't handle either.
- You want rules that apply retroactively across every past statement.
- You want granular team roles instead of raw Google Sheets sharing.
Frequently asked
Can I export Karchu data into a Tiller-style sheet?
Yes. Export any view - a category, date range, or the whole workspace - to CSV or Excel and drop it into your existing sheet.
Does Karchu have bank feeds like Tiller?
No. Karchu is upload-first and doesn't use aggregation. That's intentional; it keeps the tool safe for sensitive accounts.
Which handles PDF statements better?
Karchu. Tiller relies on bank feeds and doesn't parse PDF statements; Karchu ships with PDF and OCR support out of the box.
Is Karchu more expensive than Tiller?
Roughly comparable - Tiller is around $79/year, Karchu paid plans start below $10/month after the 30-day trial. Karchu includes multi-user workspaces at that price.
Popular bank statement analyzers
Bring a real statement to see how Karchu handles it. These bank pages walk through export steps and quirks for the most searched banks in this comparison's market.
- Chase statement analyzer
Export and analyze Chase PDF, CSV, and Excel statements.
- Wells Fargo statement analyzer
Export and analyze Wells Fargo PDF, CSV, and Excel statements.
- Bank of America statement analyzer
Export and analyze Bank of America PDF, CSV, and Excel statements.
- Citibank statement analyzer
Export and analyze Citibank PDF, CSV, and Excel statements.
- Capital One statement analyzer
Export and analyze Capital One PDF, CSV, and Excel statements.
- TD Bank statement analyzer
Export and analyze TD Bank PDF, CSV, and Excel statements.
See Karchu on your own statement
30-day free trial. No credit card. Upload a CSV, Excel, or PDF and get categorized results in minutes.