Bank statement analysis for property managers

The problem

A managed portfolio produces rent credits, maintenance payments, insurance, management fees and owner disbursements across one or several accounts. Owners expect a clear statement per property every month, and assembling that by scrolling through banking exports is slow and easy to get wrong when two properties share a supplier.

How Karchu helps

Karchu categorizes every transaction with editable rules, so rent, repairs, utilities, fees and disbursements each carry their own total. Rules can key on the reference text landlords and agents already use, which is how a shared supplier gets split to the right property. The result exports as a per-period breakdown you can hand an owner or feed into your accounting system.

Recommended workflow

1. Upload the management account statements for the period.
2. Set rules that map tenant references and supplier names to each property.
3. Review rent received, arrears and maintenance spend by property.
4. Confirm owner disbursements and management fees reconcile with the closing balance.
5. Export the categorized breakdown for owner statements and the ledger.

What users say

Splitting a single plumber invoice across the right properties used to be a memory exercise. Now it is a rule that runs every month.

Related pages

• Bank statement analyzer overview
• Automatic transaction categorization
• Pricing
• Other use cases