How to get a Starling Bank bank statement
- Open the Starling app and go to Account.
- Choose Statements and pick a period.
- Download the CSV or PDF.
- Upload the file to Karchu.
What is a Starling Bank bank statement
A Starling Bank bank statement is the official record of every transaction posted to your Starling Bank account during a given period, along with the opening and closing balance. It is the same document your lender, landlord, or accountant will ask for when they need proof of income, proof of address, or documentation for a bank statement loan or mortgage. A Starling Bank statement typically covers one month, but you can export any custom date range from online banking.
What Karchu does with your Starling Bank data
Once the file is uploaded, Karchu extracts every transaction, normalizes the columns, and applies rule-based categorization. You see a dashboard within seconds with total income and expenses, category breakdown, top merchants, recurring subscriptions, and any anomalies worth a second look. Every categorization is explainable, so if a transaction lands in the wrong bucket you can open the rule that decided it and edit it once. The change applies retroactively across every Starling Bank statement you upload.
Starling Bank statement to Excel and CSV
Karchu works as a Starling Bank PDF to Excel converter and a Starling Bank statement to CSV converter. Upload a scanned or digital PDF and download a clean spreadsheet with dates, descriptions, amounts, and categories in separate columns, ready for QuickBooks, Xero, or your own workbook. There is no signup required to try a single statement, no bank login, and no aggregator like Plaid.
Starling Bank export notes
Starling CSVs use ISO dates and Counterparty as the merchant column. Karchu maps Counterparty to the merchant field automatically.
Common uses for a Starling Bank statement analyzer
- Preparing 3 month or 6 month bank statements for a mortgage or bank statement loan application.
- Using a Starling Bank statement as proof of address or proof of income.
- Reconciling a Starling Bank account against a business ledger or a personal budget.
- Separating business and personal expenses from a single Starling Bank account.
- Tracking recurring subscriptions and finding forgotten charges.
- Building a monthly cash flow view from raw Starling Bank transactions.
Privacy for Starling Bank statements
Karchu never asks for your Starling Bank online banking password and never uses a bank aggregator. CSV and Excel files are parsed in your browser before anything is saved. Saved data lives in a private workspace protected by row-level security. See the security page for details.
Frequently asked questions about Starling Bank statements
How do I get a Starling Bank bank statement online?
Sign in to Starling Bank online banking, open the account, choose Statements or Export, pick a date range, and download the PDF, CSV, or Excel file. The exact steps for Starling Bank are listed on this page.
Is a Starling Bank bank statement proof of address?
Yes. Most landlords, government agencies, and lenders accept a recent Starling Bank statement dated within the last three months as proof of address, as long as it shows your full name and current address.
What does a Starling Bank bank statement look like?
A Starling Bank statement includes a header with your name, address, account number, and statement period, followed by a transaction table with date, description, amount, and running balance, and a summary of opening and closing balance plus total credits and debits.
Can I use a Starling Bank statement for a mortgage or bank statement loan?
Yes. Bank statement loans use 12 to 24 months of Starling Bank statements to verify income for self-employed borrowers. Karchu can summarize deposits, average monthly income, and recurring expenses across a full set of Starling Bank statements in one view.
Does Karchu need my Starling Bank online banking password?
No. Karchu never asks for your Starling Bank login and does not use a bank aggregator. You upload the statement file directly and Karchu parses it locally in your browser before anything is saved.
Can Karchu convert a Starling Bank PDF statement to Excel or CSV?
Yes. Upload any Starling Bank PDF, scanned or digital, and Karchu returns a clean spreadsheet with date, description, amount, and category columns ready for Excel, Google Sheets, QuickBooks, or Xero.