How to get a N26 bank statement
- Sign in to N26 web at app.n26.com.
- Open your account and click Download.
- Choose CSV or PDF and a date range.
- Upload the file to Karchu.
What is a N26 bank statement
A N26 bank statement is the official record of every transaction posted to your N26 account during a given period, along with the opening and closing balance. It is the same document your lender, landlord, or accountant will ask for when they need proof of income, proof of address, or documentation for a bank statement loan or mortgage. A N26 statement typically covers one month, but you can export any custom date range from online banking.
What Karchu does with your N26 data
Once the file is uploaded, Karchu extracts every transaction, normalizes the columns, and applies rule-based categorization. You see a dashboard within seconds with total income and expenses, category breakdown, top merchants, recurring subscriptions, and any anomalies worth a second look. Every categorization is explainable, so if a transaction lands in the wrong bucket you can open the rule that decided it and edit it once. The change applies retroactively across every N26 statement you upload.
N26 statement to Excel and CSV
Karchu works as a N26 PDF to Excel converter and a N26 statement to CSV converter. Upload a scanned or digital PDF and download a clean spreadsheet with dates, descriptions, amounts, and categories in separate columns, ready for QuickBooks, Xero, or your own workbook. There is no signup required to try a single statement, no bank login, and no aggregator like Plaid.
N26 export notes
N26 CSVs use ISO dates and separate columns for Payee, Payment reference, and Category. Karchu preserves each field so European VAT and expense-code workflows stay intact.
Common uses for a N26 statement analyzer
- Preparing 3 month or 6 month bank statements for a mortgage or bank statement loan application.
- Using a N26 statement as proof of address or proof of income.
- Reconciling a N26 account against a business ledger or a personal budget.
- Separating business and personal expenses from a single N26 account.
- Tracking recurring subscriptions and finding forgotten charges.
- Building a monthly cash flow view from raw N26 transactions.
Privacy for N26 statements
Karchu never asks for your N26 online banking password and never uses a bank aggregator. CSV and Excel files are parsed in your browser before anything is saved. Saved data lives in a private workspace protected by row-level security. See the security page for details.
Frequently asked questions about N26 statements
How do I get a N26 bank statement online?
Sign in to N26 online banking, open the account, choose Statements or Export, pick a date range, and download the PDF, CSV, or Excel file. The exact steps for N26 are listed on this page.
Is a N26 bank statement proof of address?
Yes. Most landlords, government agencies, and lenders accept a recent N26 statement dated within the last three months as proof of address, as long as it shows your full name and current address.
What does a N26 bank statement look like?
A N26 statement includes a header with your name, address, account number, and statement period, followed by a transaction table with date, description, amount, and running balance, and a summary of opening and closing balance plus total credits and debits.
Can I use a N26 statement for a mortgage or bank statement loan?
Yes. Bank statement loans use 12 to 24 months of N26 statements to verify income for self-employed borrowers. Karchu can summarize deposits, average monthly income, and recurring expenses across a full set of N26 statements in one view.
Does Karchu need my N26 online banking password?
No. Karchu never asks for your N26 login and does not use a bank aggregator. You upload the statement file directly and Karchu parses it locally in your browser before anything is saved.
Can Karchu convert a N26 PDF statement to Excel or CSV?
Yes. Upload any N26 PDF, scanned or digital, and Karchu returns a clean spreadsheet with date, description, amount, and category columns ready for Excel, Google Sheets, QuickBooks, or Xero.