How to get a PayPal bank statement
- Sign in to paypal.com and open the Activity page.
- Click Download and choose CSV, Excel, or PDF.
- Pick the date range and download the file.
- Upload the file to Karchu.
What is a PayPal bank statement
A PayPal bank statement is the official record of every transaction posted to your PayPal account during a given period, along with the opening and closing balance. It is the same document your lender, landlord, or accountant will ask for when they need proof of income, proof of address, or documentation for a bank statement loan or mortgage. A PayPal statement typically covers one month, but you can export any custom date range from online banking.
What Karchu does with your PayPal data
Once the file is uploaded, Karchu extracts every transaction, normalizes the columns, and applies rule-based categorization. You see a dashboard within seconds with total income and expenses, category breakdown, top merchants, recurring subscriptions, and any anomalies worth a second look. Every categorization is explainable, so if a transaction lands in the wrong bucket you can open the rule that decided it and edit it once. The change applies retroactively across every PayPal statement you upload.
PayPal statement to Excel and CSV
Karchu works as a PayPal PDF to Excel converter and a PayPal statement to CSV converter. Upload a scanned or digital PDF and download a clean spreadsheet with dates, descriptions, amounts, and categories in separate columns, ready for QuickBooks, Xero, or your own workbook. There is no signup required to try a single statement, no bank login, and no aggregator like Plaid.
PayPal export notes
PayPal CSVs contain multi-currency rows and fee columns. Karchu keeps the fee, currency, and gross/net columns separate for accurate reconciliation.
Common uses for a PayPal statement analyzer
- Preparing 3 month or 6 month bank statements for a mortgage or bank statement loan application.
- Using a PayPal statement as proof of address or proof of income.
- Reconciling a PayPal account against a business ledger or a personal budget.
- Separating business and personal expenses from a single PayPal account.
- Tracking recurring subscriptions and finding forgotten charges.
- Building a monthly cash flow view from raw PayPal transactions.
Privacy for PayPal statements
Karchu never asks for your PayPal online banking password and never uses a bank aggregator. CSV and Excel files are parsed in your browser before anything is saved. Saved data lives in a private workspace protected by row-level security. See the security page for details.
Frequently asked questions about PayPal statements
How do I get a PayPal bank statement online?
Sign in to PayPal online banking, open the account, choose Statements or Export, pick a date range, and download the PDF, CSV, or Excel file. The exact steps for PayPal are listed on this page.
Is a PayPal bank statement proof of address?
Yes. Most landlords, government agencies, and lenders accept a recent PayPal statement dated within the last three months as proof of address, as long as it shows your full name and current address.
What does a PayPal bank statement look like?
A PayPal statement includes a header with your name, address, account number, and statement period, followed by a transaction table with date, description, amount, and running balance, and a summary of opening and closing balance plus total credits and debits.
Can I use a PayPal statement for a mortgage or bank statement loan?
Yes. Bank statement loans use 12 to 24 months of PayPal statements to verify income for self-employed borrowers. Karchu can summarize deposits, average monthly income, and recurring expenses across a full set of PayPal statements in one view.
Does Karchu need my PayPal online banking password?
No. Karchu never asks for your PayPal login and does not use a bank aggregator. You upload the statement file directly and Karchu parses it locally in your browser before anything is saved.
Can Karchu convert a PayPal PDF statement to Excel or CSV?
Yes. Upload any PayPal PDF, scanned or digital, and Karchu returns a clean spreadsheet with date, description, amount, and category columns ready for Excel, Google Sheets, QuickBooks, or Xero.