How to get a NAB bank statement
- Sign in to nab.com.au internet banking.
- Open the account and choose Export transactions.
- Pick CSV, OFX, or PDF and a date range.
- Upload the file to Karchu.
What is a NAB bank statement
A NAB bank statement is the official record of every transaction posted to your NAB account during a given period, along with the opening and closing balance. It is the same document your lender, landlord, or accountant will ask for when they need proof of income, proof of address, or documentation for a bank statement loan or mortgage. A NAB statement typically covers one month, but you can export any custom date range from online banking.
What Karchu does with your NAB data
Once the file is uploaded, Karchu extracts every transaction, normalizes the columns, and applies rule-based categorization. You see a dashboard within seconds with total income and expenses, category breakdown, top merchants, recurring subscriptions, and any anomalies worth a second look. Every categorization is explainable, so if a transaction lands in the wrong bucket you can open the rule that decided it and edit it once. The change applies retroactively across every NAB statement you upload.
NAB statement to Excel and CSV
Karchu works as a NAB PDF to Excel converter and a NAB statement to CSV converter. Upload a scanned or digital PDF and download a clean spreadsheet with dates, descriptions, amounts, and categories in separate columns, ready for QuickBooks, Xero, or your own workbook. There is no signup required to try a single statement, no bank login, and no aggregator like Plaid.
NAB export notes
NAB CSVs use DD/MM/YYYY dates and include a Category column. Karchu preserves NAB's category as a tag and applies its own rules on top.
Common uses for a NAB statement analyzer
- Preparing 3 month or 6 month bank statements for a mortgage or bank statement loan application.
- Using a NAB statement as proof of address or proof of income.
- Reconciling a NAB account against a business ledger or a personal budget.
- Separating business and personal expenses from a single NAB account.
- Tracking recurring subscriptions and finding forgotten charges.
- Building a monthly cash flow view from raw NAB transactions.
Privacy for NAB statements
Karchu never asks for your NAB online banking password and never uses a bank aggregator. CSV and Excel files are parsed in your browser before anything is saved. Saved data lives in a private workspace protected by row-level security. See the security page for details.
Frequently asked questions about NAB statements
How do I get a NAB bank statement online?
Sign in to NAB online banking, open the account, choose Statements or Export, pick a date range, and download the PDF, CSV, or Excel file. The exact steps for NAB are listed on this page.
Is a NAB bank statement proof of address?
Yes. Most landlords, government agencies, and lenders accept a recent NAB statement dated within the last three months as proof of address, as long as it shows your full name and current address.
What does a NAB bank statement look like?
A NAB statement includes a header with your name, address, account number, and statement period, followed by a transaction table with date, description, amount, and running balance, and a summary of opening and closing balance plus total credits and debits.
Can I use a NAB statement for a mortgage or bank statement loan?
Yes. Bank statement loans use 12 to 24 months of NAB statements to verify income for self-employed borrowers. Karchu can summarize deposits, average monthly income, and recurring expenses across a full set of NAB statements in one view.
Does Karchu need my NAB online banking password?
No. Karchu never asks for your NAB login and does not use a bank aggregator. You upload the statement file directly and Karchu parses it locally in your browser before anything is saved.
Can Karchu convert a NAB PDF statement to Excel or CSV?
Yes. Upload any NAB PDF, scanned or digital, and Karchu returns a clean spreadsheet with date, description, amount, and category columns ready for Excel, Google Sheets, QuickBooks, or Xero.