How to get a SoFi bank statement
- Sign in to sofi.com and open the Money account.
- Click Download activity.
- Choose CSV or PDF and a date range.
- Upload the file to Karchu.
What is a SoFi bank statement
A SoFi bank statement is the official record of every transaction posted to your SoFi account during a given period, along with the opening and closing balance. It is the same document your lender, landlord, or accountant will ask for when they need proof of income, proof of address, or documentation for a bank statement loan or mortgage. A SoFi statement typically covers one month, but you can export any custom date range from online banking.
What Karchu does with your SoFi data
Once the file is uploaded, Karchu extracts every transaction, normalizes the columns, and applies rule-based categorization. You see a dashboard within seconds with total income and expenses, category breakdown, top merchants, recurring subscriptions, and any anomalies worth a second look. Every categorization is explainable, so if a transaction lands in the wrong bucket you can open the rule that decided it and edit it once. The change applies retroactively across every SoFi statement you upload.
SoFi statement to Excel and CSV
Karchu works as a SoFi PDF to Excel converter and a SoFi statement to CSV converter. Upload a scanned or digital PDF and download a clean spreadsheet with dates, descriptions, amounts, and categories in separate columns, ready for QuickBooks, Xero, or your own workbook. There is no signup required to try a single statement, no bank login, and no aggregator like Plaid.
SoFi export notes
SoFi Money statements combine checking and savings activity in one file. Karchu keeps the account column so you can filter or split.
Common uses for a SoFi statement analyzer
- Preparing 3 month or 6 month bank statements for a mortgage or bank statement loan application.
- Using a SoFi statement as proof of address or proof of income.
- Reconciling a SoFi account against a business ledger or a personal budget.
- Separating business and personal expenses from a single SoFi account.
- Tracking recurring subscriptions and finding forgotten charges.
- Building a monthly cash flow view from raw SoFi transactions.
Privacy for SoFi statements
Karchu never asks for your SoFi online banking password and never uses a bank aggregator. CSV and Excel files are parsed in your browser before anything is saved. Saved data lives in a private workspace protected by row-level security. See the security page for details.
Frequently asked questions about SoFi statements
How do I get a SoFi bank statement online?
Sign in to SoFi online banking, open the account, choose Statements or Export, pick a date range, and download the PDF, CSV, or Excel file. The exact steps for SoFi are listed on this page.
Is a SoFi bank statement proof of address?
Yes. Most landlords, government agencies, and lenders accept a recent SoFi statement dated within the last three months as proof of address, as long as it shows your full name and current address.
What does a SoFi bank statement look like?
A SoFi statement includes a header with your name, address, account number, and statement period, followed by a transaction table with date, description, amount, and running balance, and a summary of opening and closing balance plus total credits and debits.
Can I use a SoFi statement for a mortgage or bank statement loan?
Yes. Bank statement loans use 12 to 24 months of SoFi statements to verify income for self-employed borrowers. Karchu can summarize deposits, average monthly income, and recurring expenses across a full set of SoFi statements in one view.
Does Karchu need my SoFi online banking password?
No. Karchu never asks for your SoFi login and does not use a bank aggregator. You upload the statement file directly and Karchu parses it locally in your browser before anything is saved.
Can Karchu convert a SoFi PDF statement to Excel or CSV?
Yes. Upload any SoFi PDF, scanned or digital, and Karchu returns a clean spreadsheet with date, description, amount, and category columns ready for Excel, Google Sheets, QuickBooks, or Xero.